It's a story we've heard more than once: a freelancer changes careers; an agency closes its doors. The helpful guy who built your website five years ago stops responding.
Many businesses assume their data is safe just because they use Microsoft 365 or Google Workspace. It's in the cloud, so it must be backed up, right?
You've got backups. That means you're safe from ransomware, right?
Most business owners understand financial debt. It affects cash flow, limits options, and adds stress to everyday decisions. However, there's another kind of debt that doesn't appear in the accounts, yet it's just as real.